Print
What is an ACH Prenote?
A prenote is a $0 test transaction you can use to confirm your recipient’s banking information prior to sending a live dollar transaction. It notifies the recipient that the sender intends to initiate one or more ACH transactions.
Written or verbal confirmation that your prenote successfully reached the intended recipient is strongly recommended before you send a live dollar transaction. If your prenote was unsuccessful, it will appear on your next ACH Return Redistribution Report.
To send a prenote, simply check the Create Prenote box when adding beneficiaries to a one-time payment or payment template. How do I send an ACH prenote
Top Questions
- Where can I find the Help Desk number?
- b. How do I set up my BMO DepositEdge scanner on Windows?
- m. How does pre-funding work at BMO?
- c. How do I access encrypted messages from BMO Secure Email?
- a. How do I create a new deposit in BMO DepositEdge?
- h. What are the wire payment cut-off times?
- a. How do I set up my BMO DepositEdge scanner on Mac?
- a. How do I order a new RSA SecurID token?
- f. How do I install my BMO DepositEdge scanner on Windows?
- n. What are the cut-off times for sending (originating) ACH transactions?
Top
The screen size of your device is too small to view the page. Please use a larger device.