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What are the cut-off times for same-day EFT payments?

Here are the guidelines to follow when submitting approved Electronic Funds Transfer (EFT) payments to go out as same-day.

 

Same day cut-off times for Canadian currency (CAD)
  First exchange window
(9:30 a.m. ET)
Second exchange window
(4:30 p.m. ET)
Third exchange window
(9:00 p.m. ET)
Client submission deadline 7:30 a.m ET 2:30 p.m ET 7:00 p.m ET

 

 

Same day cut-off times for US currency (USD)
  Exchange window
(9:00 a.m ET)
Client submission deadline 5:00 a.m ET



Note: Our processing times may be different from other financial institutions.

How to create a same-day EFT payment
How to approve an EFT Payment

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